Your Past Borrowers Just Refinanced. Without You.
Rates dropped 50bps. Your past borrowers got the alert from someone else. NestKeepr makes sure you're the one who reaches them first—with rate drop alerts, equity milestones, and ARM reset notifications.
Connect at the Perfect Moment
NestKeepr tracks key homeowner milestones. When conditions align, you're there to help—with the context you need to have a meaningful conversation.
Rate Drop Alerts
Get notified when rates drop below a homeowner's current rate—they'll see the potential savings.
Equity Milestones
Know when homeowners hit 20% equity (PMI removal) or 30%+ (HELOC opportunities).
ARM Resets
Be aware of adjustable-rate mortgage reset dates before the homeowner gets surprised.
Cash-Out Opportunities
Home improvements, debt consolidation, major purchases—be there when they need liquidity.
Property Changes
Renovations, additions, or solar installations often trigger refi conversations.
Market Shifts
Local appreciation trends that make refinancing or HELOCs more attractive.
One Loan Officer Per Homeowner
When a homeowner chooses you as their mortgage professional, that relationship is exclusive. No other loan officers can market to them through NestKeepr. You get a direct line to qualified borrowers—not a list they've been sold 10 times.
Protected Relationship
Other mortgage pros can't reach your connected homeowners
Smart Alerts
Get notified of rate drops, equity changes, and refi triggers
Verified Owners
Every lead is a confirmed homeowner with a property in NestKeepr
Perfect Timing
Connect when they're thinking about their mortgage, not cold
What You See for Each Homeowner
Privacy Protected: Homeowners control what loan details they share with you.
No Per-Lead Fees. Ever.
Pay a simple subscription for platform access. Your visibility is earned through your lending history and engagement, not your advertising budget.
What You Get
- Invite unlimited past borrowers—no per-contact fees
- Profile listing in your service areas
- Visibility based on your local lending history
- Rate drop alerts for your connected homeowners
- Equity milestone notifications (PMI removal, HELOC)
- ARM reset tracking and alerts
- Direct messaging with clients
How Visibility Works
Lending History Matters
The more borrowers you serve in a zip code, the higher your visibility to new homeowners there. Your track record is your marketing.
Engagement Scores
Responding quickly to inquiries, staying active with clients, and maintaining relationships all boost your visibility.
Exclusive Relationships
When a homeowner chooses you, other loan officers are blocked. Build lasting relationships, not race-to-the-bottom rate fights.
Frequently Asked Questions
How do I know these are real homeowners?
Every lead on NestKeepr is a verified property owner who has added their property to the platform. They've uploaded documents, tracked their mortgage, and are actively managing their home. These are not random inquiries—they're confirmed homeowners with real properties.
Can I invite unlimited past borrowers?
Yes—and this is the foundation of building your visibility. Invite unlimited past borrowers to NestKeepr. When they accept, they become your exclusive clients on the platform. No per-contact fees. If you've closed 300 loans, invite all 300. Each one builds your track record in their zip code.
What makes this different from buying leads?
Three things: (1) No per-lead fees—you don't pay for each connection, (2) Exclusive relationships—when someone chooses you, competitors are blocked, and (3) Merit-based visibility—your lending history earns your ranking, not your ad spend. We reward loan officers who actually serve borrowers well.
How do lifecycle alerts work?
NestKeepr monitors key triggers for your connected homeowners: rate drops below their current rate, equity milestones (20% for PMI removal, 30%+ for HELOCs), ARM reset dates, and market appreciation. You'll be notified when conditions create a lending opportunity.
Is this compliant with RESPA and Regulation Z?
Yes. NestKeepr operates as a marketing platform, not a referral service. Professionals pay subscription fees for platform access—not referral fees or per-lead charges. Visibility is earned through track record and engagement, ensuring RESPA compliance and complete professional independence.
When does my exclusivity end?
Exclusivity continues as long as you maintain an active subscription and the homeowner keeps you as their loan officer. If you cancel, or the homeowner chooses to change their mortgage professional, the relationship ends. We never sell your client list to competitors.